Mortgage.shopping | Duane Buziak Mortgage Maestro
Duane Buziak Mortgage Maestro • NMLS #1110647 • Mortgage.shopping

Shop your mortgage strategy,
not just the rate.

Compare wholesale rates across all 8 licensed states for Purchase, Refinance, VA, & FHA loans. Direct wholesale pricing with zero retail bank markups.

5.0 (253+ Verified Reviews)
Duane Buziak Mortgage Maestro • Direct Wholesale Pricing
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Duane Buziak Mortgage Maestro

NMLS #1110647 • Licensed Loan Originator

Coast2Coast Mortgage, LLC (NMLS #376205)

5.0 / 5.0 Google Rating

253+ Verified Reviews • 68 LinkedIn Recs

Scotsman Guide Top #114 Originator

Licensed In 8 States

Virginia (MLO-26078VA), FL, TN, GA, DC, NC, SC, MD

Direct Wholesale Access Across Regional Lenders

Award-Winning Service

VA Broker of the Year

Innsbrook Business of the Year

WHY CHOOSE US

Built for Savings, Speed & Trust

Direct wholesale access backed by Duane Buziak Mortgage Maestro's expert guidance.

Mortgage Rates Instantly

Compare top options from hundreds of wholesale lenders in minutes.

NoTouch Credit: Soft-pull application — zero impact on your score.

Shop Smart. Save Big

Compare mortgage rates side by side and secure direct wholesale pricing today.

"Bring Me Your Best Deal": Duane will actively match or beat competitor quotes.

24/7 Expert Support

Call Duane directly anytime — get unhurried, expert loan guidance.

Verified Responsiveness: Clients confirm immediate day & night support.

5.0★ Rated (253+ Reviews)

Trusted by hundreds of homebuyers across all 8 licensed states.

Award Winning: Virginia Broker of the Year & Scotsman Guide Top Originator.
MEET YOUR MORTGAGE BROKER

Duane Buziak — Mortgage Maestro

Licensed Loan Originator | NMLS #1110647

With over a decade of banking experience serving as Assistant Vice President across 5 major financial institutions, Duane transitioned to independent mortgage brokering in 2015 to provide 100% unbiased client guidance across 8 licensed states (VA, FL, TN, GA, DC, NC, SC, MD).

5.0★ 253+ Google Reviews
#114 Scotsman's Guide 2025/2026
Top 1% Broker Nationally
68+ LinkedIn Recs
"NoTouch Credit" Application: Soft credit pull process with zero score impact.
"Bring Me Your Best Deal": Dedicated to matching or beating competitor quotes.
Direct Phone: 804-212-8663
Office: 4860 Cox Rd, Glen Allen, VA 23060
Licensed In: Virginia (MLO-26078VA), Florida, Tennessee, Georgia, District of Columbia, North Carolina, South Carolina, Maryland
Duane Buziak - Mortgage Maestro, Top Licensed Mortgage Broker in Virginia
Virginia Broker of the Year 2024 & 2025 Winner
Innsbrook Business of the Year 2022 & 2024 Winner
HOW IT WORKS

Simple 6-Step Mortgage Journey

From initial soft-pull to key handover — fast, transparent, and guided by Duane Buziak Mortgage Maestro.

01

Pre-Qualify (Soft Pull)

Duane's NoTouch Credit process uses a soft credit pull with zero score impact. Get your pre-qual letter instantly after answering a few basic questions.

02

Compare & Shop Rates

Compare live rate options side-by-side from hundreds of wholesale lenders. "Bring Me Your Best Deal" — Duane actively works to match or beat competitor offers.

03

Get Loan Estimate & Toolkit

Receive your official Loan Estimate and Home Loan Toolkit for complete pricing transparency and zero hidden surprises upfront.

04

Submit Intent to Proceed & Docs

Provide verbal or written intent to proceed to initiate document collection (income proof, bank statements, rental history tailored to loan type).

05

Full Pre-Approval & Underwriting

Complete full approval processing (minus appraisal/title). Gives you strong cash-buyer style negotiating power with sellers.

06

Clear to Close & Funding

Final loan approval, signing closing documents, and receiving your keys with complete peace of mind.

Step 1: Pre-Qualify (Soft Pull) - Duane Buziak Mortgage Maestro
Step 1: Pre-Qualify (Soft Pull) — Instant soft credit pull with zero score impact.
MORTGAGE MARKETPLACE

Explore Loan & Equity Solutions

Access wholesale rates, transparent terms, and rapid digital approvals guided by Duane Buziak Mortgage Maestro.

Buying

Home Buying

End-to-end guidance from pre-qualification to key exchange—tailored for first-time buyers and investors.

Get Pre-Approved →
Refi

Refinancing

Lower monthly obligations, shorten repayment terms, or extract home equity with custom structures.

Compare Refi Rates →
5-Min Approval

Digital HELOCs

Unlock equity without touching your primary rate—automated approvals and underwriting in minutes.

Check HELOC Limit →
Programs

Loan Programs

Diverse lending options under one roof: Conventional, FHA, VA, USDA, Jumbo, and Non-QM products.

Explore Options →
Network

Realtor Network

Direct collaboration with top real estate professionals across Richmond, Glen Allen, and regional areas.

Partner Connect →
Protection

Bundled Insurance

Integrated hazard and homeowners coverage estimates aligned directly with your closing timeline.

Bundle & Save →
15+ Years Mortgage Experience
$51.2M Closed Loans (2026)
Top 1% Brokers Nationwide
UWM PRO ELITE Top 20 Officer in VA
Wholesale Advantage Shopping 100s of Lenders Simultaneously
MARKETPLACE DIVERSITY

Comprehensive Loan Programs

Tailored lending solutions designed for your unique financial landscape — backed by direct wholesale access with Duane Buziak Mortgage Maestro.

Standard

Conventional Loans

Ideal for buyers with good credit and stable income — competitive rates, flexible 10/15/30/40-year terms.

Check Rates →
Government

FHA Loans

Government-insured, lower down payment — built for first-time buyers or those with lower credit scores.

Check Eligibility →
Military

VA Loans

For veterans and active-duty service members — no down payment, no PMI, reduced closing costs.

Explore Benefits →
Rural

USDA Loans

Zero down payment financing for eligible rural and suburban properties.

Check Map →
High-Value

Jumbo Loans

Finance luxury or high-value homes beyond conventional loan limits, with down payments as low as 10–20%.

View Jumbo Limits →
Investors

Non-QM & DSCR

For self-employed borrowers, investors, or those with non-traditional income — qualify outside standard guidelines.

Alternative Income →
Build & Fix

Renovation (203k)

Combine your home purchase and renovation costs into a single, streamlined loan.

Renovation Options →
5-Min Digital

Digital HELOC

Access your home equity fast — approvals in as little as 5 minutes with our digital HELOC process.

Instant HELOC →
Soft Credit Pull Only Signature NoTouch Credit Process

Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for — without impacting your credit score, costing you anything, or causing any stress with Duane Buziak Mortgage Maestro.

No Credit Hits

Our NoTouch Credit process uses a soft pull — we protect your credit score completely.

100% Free & Zero Commitment

No upfront fees — quick, transparent answers to help you move forward with total confidence.

Fast & Easy Digital Pre-Qual

Get a clear view of your buying power in minutes without paperwork or pressure.

Same-Day Results: Connected with DigitalHelocs.com — automated underwriting & approvals in 5 minutes or less.
BRING ME YOUR BEST DEAL

Already Found a Rate? Bring It to Duane.

Share your best offer — Duane Buziak will actively work to match or beat competitor offers with wholesale terms.

1
Collect Your Offers

Gather your current Loan Estimates or official rate quotes.

2
Reach Out to Duane

Send over the official loan breakdown securely for audit.

3
Get a Wholesale Counter-Offer

Unlock wholesale pricing with reduced lender fees and better terms.

Audit My Loan Estimate →
DIRECT CONTACT LINE
Duane Buziak — Mortgage Maestro
— MEET YOUR BROKER

Duane Buziak

Mortgage Maestro

Branch Leader, Mortgage Advisor & Founder
Operating through Coast2Coast Mortgage, LLC • NMLS #1110647 • Company NMLS #376205


With 15+ years of mortgage industry experience, Duane has helped homebuyers, veterans, investors, and first-time buyers across Virginia, Florida, Georgia, and Tennessee secure the right loan — fast, transparent, and stress-free.

Duane began his mortgage career in 2015 after over a decade in banking, serving as Assistant Vice President at five different banks. He chose independent brokering because he believes clients deserve unbiased guidance — unfettered choices and near-limitless options, without being tied to a single lender's rates.

Clients deserve unbiased guidance — unfettered choices, near-limitless options.
— Duane Buziak

2024–25

VA Broker
of the Year

Top 1%

Brokers
Nationwide

$51.2M

Closed Loans
in 2026

UWM PRO

Elite Top
Tier Status

Numbers that speak for themselves.

Real results, verified by independent industry sources — not just claims on a page.

$51.2M
In Closed Loans (2026)
Nearly $100M combined over two consecutive years
Top 1%
Of Mortgage Brokers Nationwide
Ranked by Scotsman Guide, 2 consecutive years
5.0★
Google Rating
From 253+ verified client reviews
15+
Years Industry Experience
Independent broker since 2015

Independent, Not Captive

We shop hundreds of wholesale lenders, not just one bank's rates — meaning lower rates and more options for you.

NoTouch Credit Process

Every application starts with a soft credit pull — explore your options without hurting your score.

Award-Winning Service

2024 & 2025 Virginia Broker of the Year, UWM PRO ELITE status, Top 20 Purchase Loan Officer in VA.

Fast, Transparent Closings

Multiple client reviews confirm closings in under 4 weeks, with clear communication throughout.

Frequently Asked Questions

What credit score do I need to qualify for a mortgage? +

Requirements vary by loan type: Conventional loans typically require a 620+ score, FHA loans start at 580 for maximum financing, and VA loans offer flexible options (often 580-620+ depending on the wholesale lender). We review your full financial profile to find the best fit.

How does Duane's NoTouch Credit process work? +

Our signature NoTouch Credit process uses a soft credit pull to check your eligibility. This allows Duane Buziak to review your credit profile, structure options, and provide accurate rate quotes without placing hard inquiries on your credit report or lowering your score.

Why choose an independent broker over a traditional bank? +

Traditional banks only offer their own retail loan products and interest rates. As an independent broker, Duane shops dozens of wholesale lenders simultaneously to secure wholesale pricing, lower rates, and better loan terms tailored to your needs.

How long does the pre-approval process take? +

Once all required income and asset documents are submitted, most pre-approvals are issued within 24 to 48 hours. Fast turnarounds keep your purchase offers competitive in high-demand markets.

What documents are required to start my application? +

Standard documents include recent pay stubs (30 days), 2 years of W-2s or tax returns, bank statements (60 days), and a government-issued ID. Self-employed borrowers or investors may require P&L statements or bank statements under Non-QM guidelines.

Can I get pre-qualified before I start house-hunting? +

Yes, getting pre-qualified before house-hunting is strongly recommended. It establishes a clear, realistic purchase budget and proves to sellers and real estate agents that you are a fully vetted, serious buyer.

Do you offer low or no-down-payment options for first-time buyers? +

Yes! We offer 0% down VA loans (for eligible veterans), 0% down USDA loans (for rural properties), 3.5% down FHA options, and 3% down Conventional programs alongside down payment assistance solutions.

How does the Rate Challenge work if I already have a Loan Estimate? +

Simply send your official Loan Estimate or rate quote to Duane. As a wholesale broker, he will audit the fee structure and leverage wholesale market pricing to match or beat your current deal with lower rates or reduced closing costs.

What is a DSCR Loan and who is it for? +

Debt Service Coverage Ratio (DSCR) loans are Non-QM programs designed for real estate investors. Qualification is based on the property's rental income rather than personal tax returns or W-2 income.

How fast can a Digital HELOC be approved? +

Through our automated platform (DigitalHelocs.com), digital HELOC applications can receive automated underwriting decisions and approvals in as little as 5 minutes, with funding delivered in days.

What states is Duane Buziak licensed in? +

Duane Buziak provides expert mortgage guidance and wholesale loans across Virginia, Florida, Georgia, and Tennessee (NMLS #1110647 / Company NMLS #376205).

Are there any upfront hidden fees when working with Duane? +

None. Pre-qualification and soft credit checks are 100% free with zero obligation. All closing costs and wholesale fee structures are fully itemized and disclosed transparently upfront.

Can I track rate movement across more than one source? +

Definitely — many buyers cross-check with Mortgage Rate Hawk and Free Mortgage Search to see how rates are trending across different platforms.

What's the best way to compare Loan Estimates from different lenders? +

Line up the numbers side by side using Loan Estimate Optimizer, a free tool that breaks down rate, fees, and closing costs clearly.

First Time Home Buyer Mistakes That Cost Thousands

First Time Home Buyer Mistakes That Cost Thousands

Quick insights from Duane Buziak, Mortgage Maestro.

See more videos on YouTube →
TESTIMONIALS

What Our Clients Say

Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane is the real deal Is he over the top…Absolutely! Is he aggressive…Yes! Will he reach out to you as soon as you inquire…you bet!!! And at the end of the day he will use that energy to get you the best deal that fits your needs. We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done… Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected. Talking at 10pm ( someone who sleeps less than me) 2am emails ( yes I was up as well) 3 weeks later We just signed our refi loan 3.5% drop Closing was 2 weeks ahead of schedule No glitches! Why Duane knows the business! Duane grinds! Duane listens to what you want! Duane doesn’t push at the end! Thank you Maestro!
Posted on Google Google
John Steffy profile picture
John Steffy
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life.
Posted on Google Google
Kyle Blackwell profile picture
Kyle Blackwell
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times.
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J R profile picture
J R
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As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why?
Posted on Google Google
No Thanks profile picture
No Thanks
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
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Naomi Hoehn profile picture
Naomi Hoehn
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane is very hardworking and knowledgeable,got us the best deal
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Keerthi G profile picture
Keerthi G
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane has helped me with two different home purchases and I can say that he is the best for a reason! He cares about the situation you're in, gives it to you straight and guides you to the right direction. 100% recommend him for you and your family!
Posted on Google Google
Alba Alonso profile picture
Alba Alonso
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very straight forward and is easy to get in contact with. Without a doubt he is the best at what he does.
Posted on Google Google
Gary profile picture
Gary
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Duane He Is the best. He was there to answer all of my questions. And he put my mind at eayes. And he made the process easy to go through. And I just want to thank you for everything you have done for me.
Posted on Google Google
Giaa St.Clair profile picture
Giaa St.Clair
Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | Mortgage Shopping

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

📱 (804) 212-8663 | 📧 duane@coast2coastml.com