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Direct wholesale access with unmatched local broker support.
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Trusted by hundreds of homebuyers across Virginia and beyond.
Branch Leader | NMLS #1110647 | Coast2Coast Mortgage, LLC (NMLS #376205)
With over a decade of banking experience serving as Assistant Vice President across 5 major financial institutions, Duane transitioned to independent mortgage brokering in 2015 to provide 100% unbiased client guidance across Virginia, Florida, Georgia, and Tennessee.
From initial soft-pull to key handover — fast, transparent, and hassle-free.
Duane's NoTouch Credit process uses a soft credit pull with zero score impact. Get your pre-qual letter instantly after answering a few basic questions.
Compare live rate options side-by-side from top lenders. "Bring Me Your Best Deal" — Duane actively works to match or beat competitor offers.
Receive your official Loan Estimate and Home Loan Toolkit for complete pricing transparency and zero hidden surprises upfront.
Provide verbal or written intent to proceed to initiate document collection (income proof, bank statements, rental history tailored to loan type).
Complete full approval processing (minus appraisal/title). Gives you strong cash-buyer style negotiating power with sellers.
Final appraisal and title search completion. Seamless closing coordinated with realtor and title team — often completed under 4 weeks.
Access wholesale rates, transparent terms, and rapid digital approvals with local expert guidance.
End-to-end guidance from pre-qualification to key exchange—tailored for first-time buyers and investors.
Get Pre-Approved →Lower monthly obligations, shorten repayment terms, or extract home equity with custom structures.
Compare Refi Rates →Unlock equity without touching your primary rate—automated approvals and underwriting in minutes.
Check HELOC Limit →Diverse lending options under one roof: Conventional, FHA, VA, USDA, Jumbo, and Non-QM products.
Explore Options →Direct collaboration with top real estate professionals across Richmond, Glen Allen, and regional areas.
Partner Connect →Integrated hazard and homeowners coverage estimates aligned directly with your closing timeline.
Bundle & Save →Tailored lending solutions designed for your unique financial landscape — backed by direct wholesale access.
Ideal for buyers with good credit and stable income — competitive rates, flexible 10/15/30/40-year terms.
Check Rates →Government-insured, lower down payment — built for first-time buyers or those with lower credit scores.
Check Eligibility →For veterans and active-duty service members — no down payment, no PMI, reduced closing costs.
Explore Benefits →Finance luxury or high-value homes beyond conventional loan limits, with down payments as low as 10–20%.
View Jumbo Limits →For self-employed borrowers, investors, or those with non-traditional income — qualify outside standard guidelines.
Alternative Income →Combine your home purchase and renovation costs into a single, streamlined loan.
Renovation Options →Access your home equity fast — approvals in as little as 5 minutes with our digital HELOC process.
Instant HELOC →Find out what you qualify for — without impacting your credit score, costing you anything, or causing any stress.
We don't run your credit multiple times — we protect it. Your score stays completely safe.
No fees — simply quick and free answers to help you move forward with confidence.
Get a clear view of your buying power in minutes without paperwork or pressure.
Share your best offer — Duane will work to beat it with better terms or added value.
With 15+ years of mortgage industry experience, Duane has helped homebuyers, veterans, investors, and first-time buyers across Virginia, Florida, Georgia, and Tennessee secure the right loan — fast, transparent, and stress-free.
Duane began his mortgage career in 2015 after over a decade in banking, serving as Assistant Vice President at five different banks. He chose independent brokering because he believes clients deserve unbiased guidance — unfettered choices and near-limitless options, without being tied to a single lender's rates.
Clients deserve unbiased guidance — unfettered choices, near-limitless options.
— Duane BuziakReal results, verified by independent industry sources — not just claims on a page.
Nearly $100M combined over two consecutive years
Ranked by Scotsman Guide, 2 consecutive years
From 253+ verified client reviews
Independent broker since 2015
We shop hundreds of wholesale lenders, not just one bank's rates — meaning lower rates and more options for you.
Every application starts with a soft credit pull — explore your options without hurting your score.
2024 & 2025 Virginia Broker of the Year, UWM PRO ELITE status, Top 20 Purchase Loan Officer in VA.
Multiple client reviews confirm closings in under 4 weeks, with clear communication throughout.
Requirements vary by loan type: Conventional loans typically require a 620+ score, FHA loans start at 580 for maximum financing, and VA loans offer flexible options (often 580-620+ depending on the lender). We review your full financial profile to find the best fit.
Our NoTouch process uses a soft credit pull during pre-qualification. This allows us to review your credit profile, estimate rates, and explore loan options without affecting or lowering your credit score.
Most pre-approvals are completed within 24 to 48 hours once all required documentation is received. In many cases, initial options can be prepared the same day.
Generally, you’ll need 30 days of recent pay stubs, 2 years of W-2s or tax returns, 2 months of bank statements, a government-issued ID, and documentation for any additional income or assets.
Yes, absolutely! Getting pre-qualified early gives you a clear budget, strengthens your purchasing power, and shows sellers you are a serious homebuyer when submitting offers.
Yes, guiding first-time homebuyers through every step is a core specialty. Learn more about our tailored solutions on our Home Buying Services page.
Quick insights from Duane Buziak, Mortgage Maestro.
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